AllCreditCarLoans is dedicated to helping you find the perfect car loan based upon your individual situation. To ensure that this goal is efficiently achieved, we collect and use consumer information.
PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THE WEBSITE
Once the form(s) is/are submitted to AllCreditCarLoans, the information you provided will be shared with one or more of the partner vendors. Since you submitted the forms, it is understood that you agree you are submitting a loan product inquiry to AllCreditCarLoans and its partner vendors, to whom we forward your loan request. As such, submitting the forms means that you are extending your contact information to AllCreditCarLoans and its’ partner vendors so they can reach you through email, telephone, text, or mail without limitation. The intention is to provide you with the information you need about your loan and other offers that may be beneficial to you.
All partner vendors that receive information about you from AllCreditCarLoans will review the said information as soon as it is forwarded to them. This is used to determine whether your qualifications adhere to AllCreditCarLoans’ loan criteria. Partner vendors are expected to perform a credit check, verify your social security number, and compare your information with national databases provided by lending institutions, among many others. Submitting the form(s) means you allow AllCreditCarLoans’ partner vendors to perform the above-mentioned information review, research, and verification.
AllCreditCarLoans is not a lender. We help consumers find good loan options and auto dealers. We have no jurisdiction over loan or credit decisions and we likewise offer no guarantee of acceptance into any loan program or package with any partner vendor. AllCreditCarLoans does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered by partner vendors are the best terms in the current market.
Although we have partner vendors and work with car dealers, AllCreditCarLoans does not endorse or recommend any of these vendors and products. We do not act as agents for you or for any of our partners. AllCreditCarLoans does not use and review consumers’ application information; neither are we involved in coming up with the decision of whether or not your application adheres to a particular partner vendor’s qualifications. Likewise, AllCreditCarLoans shall not be liable for any damage or cost resulting from or connected with your use of our partner vendor services. The vendor holds the sole responsibility for its all the services it offers you. AllCreditCarLoans’ partner vendors will keep your application information whether or not you are qualified to avail of a loan from them.
AllCreditCarLoans has the right to change or add to any information, features, and function of their lender matching services without prior notice. Likewise, AllCreditCarLoans has the right to deny you or any consumer access to its services – all or part of it – without prior notice. As such, AllCreditCarLoans also disclaims any responsibility for delays in the lender matching services due to application information errors committed by you or which results from technical errors that are beyond the company’s control.
2. Warranty Disclaimer
THIS WEBSITE, THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND ASSOCIATED MATERINJS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NJLCREDITCARLOANS DISCLAIMS NJL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUNJ PROPERTY, AND FINJESS FOR A PARTICULAR PURPOSE. NJLCREDITCARLOANS DOES NOT GUARANTEE THAT THE WEBSITE WILL MEET YOUR EXPECTATIONS, RESULTS, OR REQUIREMENTS. LIKEWISE, THERE IS NO GUARANTEE THAT YOUR USE OF THE WEBSITE WILL BE ERROR-FREE, UNINTERRUPTED, AND TIMELY. USE OF THE WEBSITE AND NJL CREDIT CAR LOANS SERVICES IS AT YOUR OWN RISK. IN NO EVENT SHNJL NJLCREDITCARLOANS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTNJ, PUNITIVE, SPECINJ, OR CONSEQUENTINJ DAMAGES OR INJURY ARISING OUT OF THE MISUSE OF OR THE INABILITY TO USE THE WEBSITE, WHETHER IT IS A RESULT OF A BREACH OF CONTRACT, NEGLIGENCE, TORTUOUS BEHAVIOR, OR STRICT LIABILITY, EVEN IF NJLCREDITCARLOANS AND ITS PARNJER DENJERS AND LENDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOU AGREE THAT ANY CONTENT YOU OBTAINED OR DOWNLOADED THROUGH THE WEBSITE IS YOUR OWN DISCRETION AND RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE OR DAMAGES THAT YOUR COMPUTER SYSTEM WILL EXPERIENCE AS A RESULT OF THE DOWNLOAD. THESE DAMAGES INCLUDE DATA LOSS AND INTERRUPTION OF BUSINESS. LIKEWISE, NJLCREDITCARLOANS AND ITS PARNJER DENJERS AND LENDERS ARE IN NO WAY RESPONSIBLE FOR WHATEVER DAMAGE OR LOSS THAT MAY HAVE BEEN CAUSED (DIRECTLY OR INDIRECTLY) BY THE INFORMATION OR DATA AND THE IDEAS EXPRESSED, REFERENCED IN, SUGGESTED, AND CONTAINED IN THE WEBSITE. YOU ACKNOWLEDGE THAT YOUR USE OF THE WEBSITE IS SOLELY AT YOUR OWN RISK.
IN ADDITION, NJLCREDITCARLOANS AND ITS PARNJER DENJERS AND LENDERS ARE IN NO WAY LIABLE TO YOU OR ANY OTHER PERSON FOR SPECINJ, CONSEQUENTINJ, INDIRECT, OR INCIDENTNJ DAMAGES OR LOSSES AS A RESULT OF THE USE OF OR INABILITY TO USE THE WEBSITE, OR FOR ANY TYPE OF SECURITY BREACH ARISING FROM TRANSMISSION OF SENSITIVE INFORMATION VIA THE WEBSITE. THIS HOLDS TRUE EVEN IN NJL CREDIT CAR LOANS AND ITS PARNJER DENJERS AND LENDERS HAVE BEEN ADVISED OR ARE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
4. Third Parties
There are links in this website to sites owned and operated by partner dealers, lenders, and other third parties. These links are for your convenience, reference, and use. It is important to note that AllCreditCarLoans is not in any way connected with or operating these websites. AllCreditCarLoans does not control the products, services, software, and the information contained in the said websites. Likewise, the links are not an indication that All Credit Car Loans in endorsing any of the sites, including the content, services, and other related features.
AS PER THESE TERMS, NJL DISPUTES BETWEEN YOU AND NJL CREDIT CAR LOANS WILL BE RESOLVED THROUGH BINDING ARBITRATION. THEREFORE, YOU SURRENDER YOUR RIGHT TO DEFEND OR ASSERT YOUR RIGHTS IN COURT. IN ADDITION, YOU GIVE UP YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS. NEUTRNJ ARBITRATORS WILL DETERMINE YOUR RIGHTS. USING OR PATRONIZING THE SERVICES OFFERED BY NJL CREDIT CAR LOANS MEANS YOU GIVE YOUR CONSENT TO THESE RESTRICTIONS. PLEASE DO NOT ACCESS THE WEBSITE IF YOU DO NOT AGREE WITH THE SAID RESTRICTIONS.
5. General Terms
AllCreditCarLoans does not in any way claim that the content is acceptable, appropriate or can be accessed outside of the United States and Canada. Access to the site’s content may not be legal in certain countries, or by certain persons (depending on location). If you plan to access AllCreditCarLoans outside of the United States and Canada, you are expected to do so at your own risk.