Looking For A Car Loan In Jersey City NJ During June 2020?
Getting the best deal on an auto loan in Jersey City NJ can save you a significant amount of money over the life of your loan. That’s why you need a partner who knows how to get you approved for the vehicle that you want at the lowest interest rate possible and without hassle.
The AllCreditCarLoans network of lending partners provides quick and easy auto loan decisions for all credit situations. Our lender partners are making more loans, approving buyers with lower credit scores, offering lower monthly payments and making larger loans than ever before. There has never been a better time to get an auto loan than right now.
By working with AllCreditCarLoans, you can get preapproved for an auto loan before going to the dealership, so that you can negotiate as a cash buyer and get the best deal possible.
So, no matter what your credit situation, if you are looking for a quick, no-hassle car loan at the best rate, just click the button below to get the process started. Our one-page application form only takes a few minutes to complete.
We Can Get You Financed Despite Any Special Circumstances
You need a new car and we are here to help you get it!
Your chances of obtaining vehicle financing are very good. Via our network of dealer and lender partners, we have many options available to get you financed. Difficult circumstances are our specialty and we have seen nearly every situation possible.
We have helped…
Car buyers get their first car
Car buyers with a past repossession
Car buyers with a past bankruptcy
Car buyers who are paid in cash
Car buyers who are self-employed
Car buyers who receive social security benefits
Car buyers who are on disability
Car buyers who are retired
Car buyers with no money to put down
Car buyers with a trade-in vehicle
Apply today and let us start helping you get that new car that you need!
Watch Our Video On Getting A Car Loan In Jersey City NJ
AllCreditCarLoans Follows A Simple 1-2-3 Auto Loan Application Process
No need to wait for hours at your nearest dealership or submit tons of paperwork. No need to worry about your credit history. With AllCreditCarLoans, everything is as easy as 1-2-3.
- 1 - COMPLETE OUR APPLICATION - This process only takes a few minutes. Our online application is secure, so you don’t have to worry about the safety of your information. There are no fees or hidden charges. Applying is totally FREE.
- 2 - RECEIVE YOUR LOAN APPROVAL - Getting your loan approval is fast and easy. We have an extensive lending network, so the loan approval process is efficient. You don’t have to wait for days, weeks or months. Many applicants receive loan approval on the same day they apply.
- 3 - PURCHASE YOUR VEHICLE - With our easy as 1-2-3 process, you can purchase your auto on the same day your loan is approved. You just visit your favorite dealership and negotiate like a cash buyer.
Your Auto Financing Options
Your credit history and where you are buying your car from will determine the kind of auto loan you need.
Whether you are buying a new or used car from a dealer; you need a program designed to help you get a vehicle loan despite credit challenges; or you are looking to refinance your existing loan - we can help.
We provide a variety of car financing options to suit your needs and credit situation:
- Jersey City NJ New Car Loans
- Jersey City NJ Used Car Loans
- Jersey City NJ Auto Refinance Loans
- Jersey City NJ Good and Fair Credit Car Loans
- Jersey City NJ Bad, Poor and Horrible Credit Auto Loans
Our loan programs are tailored to your exact needs and budget and are designed to meet or exceed the features of national auto finance companies like Capital One Auto Finance, Carmax Used Cars, USAA Auto Loans, Chase Auto Loans, Wells Fargo Auto Loans, Bank of America Car Loans, Navy Federal Car Loans, AAA Auto Loans, Key Bank Auto Loans, PNC Car Loans, Bankrate Auto Loans, US Bank Auto Loans, TD Bank Car Loans and State Farm Auto Loans.
We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military and veteran auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.
If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here car lots near you, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the button below to let us get started helping you today!
Car Finance Calculator For Jersey City NJ
Use the AllCreditCarLoans monthly car payment calculator to help determine how much you can afford to spend when financing or refinancing a car. You can run multiple scenarios varying the "down payment" and "number of months" in order to get the monthly payments where you would like them to be.
We recommend that you target your total car expenses to be no more than 20% of your take-home pay.
What To Know Before You Apply For Vehicle Financing
Credit scores give lenders an idea of how you manage your finances. These scores are essential in helping you plan your finances well. Likewise, credit scores can be testaments of how well you make decisions, as well as how healthy your spending habits are. Credit scores can help determine whether you pay your bills on time, if you use your credit cards wisely, and how well you manage your loans.
The higher your credit score, the lower the interest rate you will likely be asked to pay.
Therefore, if you have multiple loans that are unpaid; if your credit cards have been maxed out and several of your bills remain unpaid, you earn a low credit score. While it does not define the kind of person that you are, your score can indicate an unhealthy financial habit, which can make you appear "too risky" and turn away lenders.
A lot of lenders do not offer car loans to applicants who have a low credit score because they do not want to encounter problems when collecting payments. Some lenders accept borrowers with low scores, but they often charge higher interest rates for the loans they make. This is because they want to lessen the risks that your low credit score represents.
But we are different. We work with leading lenders and dealers to help you find the best auto loan terms for your credit situation. Fill out our quick and easy one-page application to let us get you preapproved today.
While it is possible to find a lender who will finance a car for up to 84 months, we don't recommend stretching out payments any longer than you need. It’s best to pay off a car loan as quickly as you can since cars depreciate rapidly. The longer the loan term, the more probable that at some point you will end up owing more on the loan than the vehicle is worth. Being underwater or upside-down on a loan is a risky financial situation. The best interest rates are available for shorter loan terms. We recommend keeping your loan term to 3 years for used vehicles and up to 5 years for new autos.
Soft vs. Hard Credit Pull
Your auto lender may do a "soft" credit pull in order to pre-qualify you for a car loan. A "soft" credit pull doesn’t subtract from your credit score the same way a "hard" pull does, but it also doesn’t guarantee you’ll be approved for a loan or that you'll get the exact rate you’ve been quoted. A "hard" credit pull will be required before the loan terms are finalized.
If you are applying with multiple lenders in order to shop the best interest rates, it makes sense to complete all your loan applications within a short time-frame. The credit reporting agencies tend to count multiple hard inquiries made within a short period as only one inquiry.
It's a good idea to know your credit score before you apply for your loan. If you are unsure what your credit score is, you can always use this service to find your credit score.
If your credit score could use improvement, you can work with a credit repair vendor to improve your credit score.
Car Loan Restrictions
Some lenders only work within a specific network of dealerships. This could limit your choice of vehicles to a handful of makes, models and vehicle types.
Some lenders will only work with car dealers so you won't be able to use them to buy a car from a private seller.
The interest rate you’ll receive depends upon your credit history, your income, the length of the loan and the vehicle you choose.
Steps To Get A Car Loan
Shopping for a vehicle has never been easier. Our vast network of lending partners and streamlined process makes getting a loan quick and easy.
1 - Budget For Your Car Purchase
The first step in obtaining financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your autos market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down-payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment. You can vary the interest rate and loan term to see how that affects the potential monthly payment.
2 - Choose Whether You Want A New Or Used Auto
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, follow our new car recommendations.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. For the best results, follow our used car recommendations.
3 - Apply For Your Car Loan
Click the button below and fill out our quick and easy application form to get started right away!
New Vehicle Loans
New auto loans are the most common type of vehicle financing. Beyond the traditional option of getting approved through a dealer, many consumers have found that they can save money and gain negotiating leverage by arranging their car financing in advance.
Most new dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a car that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new auto with bad credit isn't so common, there are many manufacturers that offer lower-priced new vehicles with attractive financing incentives to make buying easier for people with lower credit scores.
Let us help you get preapproved for that loan you want and you will become a cash buyer. This saves you time at the dealership and gives you the power to negotiate your best deal on any vehicle you choose. Apply for a new car loan in Jersey City NJ and see how much we can save you.
Used Vehicle Loans
A used vehicle loan is our most commonly requested loan. By letting us help pre-arrange your funding source, you know that you'll have the power to negotiate the best deal. Apply for a used auto loan and see what type of rate & term you can get from our participating lenders.
Buying a used auto will typically provide the best value. That's because the prior owners have already absorbed the biggest portion of the car's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. We can help you with an auto loan to buy from a private seller.
If you choose to purchase a used auto, you can click here to view used cars near you in Jersey City NJ.
Shopping For The Best Car Loan Rates In Jersey City NJ?
Whether you are looking for the best auto loan interest rate for a new or used vehicle, or you want to refinance an auto loan, we can help.
With a lower interest rate, you'll save money and pay off your auto loan faster. The single most important thing you can do to save money on a car loan is to shop for the best loan rate before you set foot in a dealership. By knowing what kind of rate you qualify for before you try to buy a vehicle, you accomplish three things:
- You can focus your negotiations with the dealer on the vehicle price rather than on financing terms
- You'll know what range of car payments you can qualify for
- You won't end up getting a higher cost loan than you want
Use our auto loan calculator to determine what range of payments you can expect. You can enter your balance, term, and interest rate to calculate what the payment will be. You can compare different scenarios to see how much more you can save by increasing your down payment.
Average Auto Payment Interest Rates You Can Expect
|Credit Score Range||Average APR for a New Car||Average APR for a Used Car|
|781 - 850||3.68%||4.34%|
|661 - 780||4.56%||5.97%|
|601 - 660||7.52%||10.34%|
|501 - 600||11.89%||16.14%|
|300 - 500||14.41%||19.98%|
Why Getting Preapproved For An Auto Loan Is Important
Having a preapproved car loan streamlines the buying process because you become a cash buyer and you can bypass the usual salesman's tactic of negotiating based on monthly payment. The problem with negotiating based on the monthly payment amount is that you can easily lose sight of the total cost and end up paying more in the long run.
As you negotiate your best deal, be sure to leave enough money to cover the sales tax and any additional fees. This way your total "out the door" cost does not exceed the maximum amount of your preapproved auto loan.
While you are at one of the auto dealers near you, the finance manager may try to beat the interest rate of your preapproved loan. Before accepting the dealer's replacement loan, make sure that the interest rate is lower, all of the other terms are comparable, and the final total price is less. It's good to be cautious because there is always a risk that the finance manager could juggle the numbers in the dealership's favor and you could end up spending more money than you would with your preapproved car loan.
How Does Getting Preapproved For An Auto Loan Work?
Auto dealers usually offer car financing through their preferred lenders, typically at a higher interest rate than available elsewhere. Getting preapproved directly with one of our lending partners helps you to negotiate the best car loan rate before you even get to the dealership so that you can save money in the long run.
When you start your car buying process at a dealership, the salesmen will focus on the monthly payment, which makes it easier to forget about the actual price of the car. But when you show up with a preapproved auto loan, negotiations can be based on the price of the car instead.
How To Get Pre-Qualified For A Car Loan
When you’re applying with us, the application process is simple and quick. You should have the following information on-hand:
- Driver’s license and Social Security number
- Proof of income
- Employment verification
This information helps our lending partners to get a clear picture of your financial status, making it easier to secure the best auto loan rates for your credit situation.
About Jersey City NJ
Jersey City is the second most populous city in the U.S. state of New Jersey, after Newark. It is the seat of Hudson County as well as the county’s largest city. As of 2018, the Census Bureau’s Population Estimates Program calculated that Jersey City’s population was 265,549, with the largest population increase of any municipality in New Jersey since 2010, an increase of about 9.4% from the 2010 United States Census, when the city’s population was at 247,597, ranking the city the 78th-most-populous in the nation.
Jersey City is the seat of Hudson County, New Jersey, and the second-largest city in New Jersey. According to the United States Census Bureau, the city had a total area of 21.080 square miles (54.596 km), including 14.794 square miles (38.316 km) of land and 6.286 square miles (16.281 km) of water (29.82%). As of the 1990 Census, it had the smallest land area of the 100 most populous cities in America.
Jersey City is bordered to the east by the Hudson River, to the north by Secaucus, North Bergen, Union City and Hoboken, to the west, across the Hackensack, by Kearny and Newark, and to the south by Bayonne. Jersey City includes most of Ellis Island (the parts awarded to New Jersey by the 1998 U.S. Supreme Court in the case of New Jersey v. New York). Given their proximity and accessibility by rapid transit to Manhattan, Jersey City and Hudson County are sometimes referred to as New York City’s Sixth Borough.
As of the 2018 Census Estimates, Jersey City has a population of 265,549, a 7.3% increase from the 2010 United States Census. The city has 100,049 households, and 2.63 persons per household. The population density is 17,954.6 per square mile. The city has 4,640 veterans, and a foreign-born population of 41.7%. In the city, 7.7% of the population is under 5, 13.2% is between 6-18, 69% between 19-64, and 10.1% are 65 and above. Females make up 50.8% of the population. 53% of households speak another language besides English at home. 86.5% of the population have graduated high school, while 44.9% of the population have a bachelor’s degree or higher. 7.1% of residents under 65 have a disability, while 15.9% of residents live without health insurance.
The average per capita income was $36,453, and the median household income was $62,739. 18.7% of residents lived below the poverty line. 67.9% of residents 16+ were within the civilian labor force. The mean travel time to work for residents was 36.8 minutes. 28.6% of housing units are owner-occupied, with the median value of the homes being $344,200. The median gross rent in the city was $1,271.
As of the 2010 United States Census, there were 247,597 people, 96,859 households, and 57,631.105 families residing in the city. The population density was 16,736.6 per square mile (6,462.0/km). There were 108,720 housing units at an average density of 7,349.1 per square mile (2,837.5/km). The racial makeup of the city was 32.67% (80,885) White, 25.85% (64,002) Black or African American, 0.51% (1,272) Native American, 23.67% (58,595) Asian, 0.07% (161) Pacific Islander, 12.81% (31,726) from other races, and 4.42% (10,956) from two or more races. Hispanic or Latino of any race were 27.57% (68,256) of the population.
There were 96,859 households out of which 27.3% had children under the age of 18 living with them, 35.5% were married couples living together, 18.2% had a female householder with no husband present, and 40.5% were non-families. 30.2% of all households were made up of individuals, and 7.0% had someone living alone who was 65 years of age or older. The average household size was 2.53 and the average family size was 3.20.
In the city, the population was spread out with 21.1% under the age of 18, 10.0% from 18 to 24, 37.6% from 25 to 44, 22.2% from 45 to 64, and 9.0% who were 65 years of age or older. The median age was 33.2 years. For every 100 females there were 97.6 males. For every 100 females ages 18 and older there were 96.0 males.
The Census Bureau’s 2006–2010 American Community Survey showed that (in 2010 inflation-adjusted dollars) median household income was $54,280 (with a margin of error of +/- $1,460) and the median family income was $58,533 (+/- $2,116). Males had a median income of $49,582 (+/- $1,968) versus $43,458 (+/- $1,837) for females. The per capita income for the borough was $30,490 (+/- $668). About 15.1% of families and 17.5% of the population were below the poverty line, including 28.1% of those under age 18 and 15.6% of those age 65 or over.
As of the 2010 Census, Jersey City experienced an increase of 7,542 residents (3.1%) from its 2000 Census population of 240,055. Since it was believed the earlier population was under documented, the 2010 census was anticipated with the possibility that Jersey City might become the state’s most populated city, surpassing Newark. The city hired an outside firm to contest the results, citing the fact that development in the city between 2000 and 2010 substantially increased the number of housing units and that new populations may have been under-counted by as many as 30,000 residents based on the city’s calculations. Preliminary findings indicated that 19,000 housing units went uncounted.
As of the 2000 United States Census, the population was 240,055 making Jersey City the 72nd-most-populous city in the U.S. Among cities with a population higher than 100,000 ranked in the 2000 Census, Jersey City was the fourth most densely populated large city in the United States, behind New York City; Paterson, New Jersey; and San Francisco. There were 88,632 households, and 55,660 families residing in the city. The population density was 16,093.7/mi (6,212.2/km). There were 93,648 housing units at an average density of 6,278.3 per square mile (2,423.4/km). The racial makeup of the city was 34.01% White, 28.32% African American, 0.45% Native American, 16.20% Asian, 0.08% Pacific Islander, 15.11% from other races, and 5.84% from two or more races. Hispanic or Latino people of any race were 28.31% of the population.
As of the 2000 Census, the most common reported ancestries were Italian (6.6%), Irish (5.6%), Polish (3.0%), Arab (2.8%), and German (2.7%).
Of all 88,632 households, 31.1% had children under the age of 18 living there, 36.4% were married couples living together, 20.2% had a female householder with no husband present, and 37.2% were non-families. 29.2% of all households were made up of individuals and 8.2% had someone living alone who was 65 years of age or older. The average household size was 2.67 and the average family size was 3.37.
In the city, the population was spread out with 24.7% under the age of 18, 10.7% from 18 to 24, 35.1% from 25 to 44, 19.7% from 45 to 64, and 9.8% who are 65 years of age or older. The median age was 32 years. For every 100 females, there were 95.3 males. For every 100 females age 18 and over, there were 92.6 males.
The median income of its households was $37,862, and the median income of its families was $41,639. Males had a median income of $35,119 versus $30,494 for females. The per capita income for the city was $19,410. About 16.4% of families and 18.6% of the population were below the poverty line, including 27.0% of those under age 18 and 17.5% of those age 65 or over.
Jersey City is one of the most ethnically diverse cities in the world. The city is a major port of entry for immigration to the United States and a major employment center at the approximate core of the New York City metropolitan region; and given its proximity to Manhattan, Jersey City has evolved a globally cosmopolitan ambiance of its own, demonstrating a robust and growing demographic and cultural diversity with respect to metrics including nationality, religion, race, and domiciliary partnership.
There were an estimated 76,637 Hispanic Americans in Jersey City, composing 28.8% of the population, according to the 2017 American Community Survey, representing a 12.3% increase from 68,256 Hispanic Americans enumerated in the 2010 United States Census. Immigrants from South America, led by Ecuador, are a growing component of Jersey City’s population/ Puerto Rican Americans constitute the largest Hispanic group in Jersey City. While Cuban Americans are not as highly concentrated in Jersey City as they are in northern Hudson County, Jersey City has hosted the annual Cuban Parade and Festival of New Jersey at Exchange Place on its downtown waterfront since it was established in 2001.
There were an estimated 26,529 Puerto Rican residents in Jersey City, according to the 2016 American Community Survey, representing a 3.3% increase from the 25,677 Puerto Rican residents enumerated in the 2010 United States Census.
There were an estimated 67,526 Asian Americans in Jersey City, constituting 25.4% of the city’s population, according to the 2017 American Community Survey, representing a 15.2% increase from 58,595 Asian Americans enumerated in the 2010 United States Census.
India Square, also known as “Little India” or “Little Bombay”, home to the highest concentration of Asian Indians in the Western Hemisphere, is a rapidly growing Indian American ethnic enclave in Jersey City. Indian Americans constituted 10.9% of the overall population of Jersey City in 2010, the highest proportion of any major U.S. city. India Square has been home to the largest outdoor Navratri festivities in New Jersey as well as several Hindu temples; while an annual, color-filled spring Holi festival has taken place in Jersey City since 1992, centered upon India Square and attracting significant participation and international media attention. There were an estimated 31,578 Indian Americans in Jersey City, according to the 2017 American Community Survey, representing a 16.5% increase from 27,111 Indian Americans enumerated in the 2010 United States Census.
Filipino people make up 6.4% of Jersey City’s population, based on the results of the 2016 American Community Survey. The Five Corners district is home to a thriving Filipino community and Jersey City’s Little Manila, which is the second-largest Asian American subgroup in the city. A variety of Filipino restaurants, shippers and freighters, doctors’ officers, bakeries, stores, and an office of The Filipino Channel have made Newark Avenue their home. The largest Filipino-owned grocery store on the East Coast of the United States, Phil-Am Food, has been there since 1973. An array of Filipino-owned businesses can also be found at the section of West Side of Jersey City, where many of its residents are of Filipino descent. In 2006, a Red Ribbon pastry shop, one of the Philippines’ most famous food chains, opened its first branch on the East Coast in the Garden State. Manila Avenue in Downtown Jersey City was named for the Philippine capital city because of the many Filipinos who built their homes on this street during the 1970s. A memorial, dedicated to the Filipino American veterans of the Vietnam War, was built in a small square on Manila Avenue. A park and statue dedicated to Jose P. Rizal, a national hero of the Philippines, is located in downtown Jersey City. Jersey City is the host of the annual Philippine-American Friendship Day Parade, an event that occurs yearly in June, on its last Sunday. The City Hall of Jersey City raises the Philippine flag in correlation to this event and as a tribute to the contributions of the Filipino community. The Santacruzan Procession along Manila Avenue has taken place since 1977. There were an estimated 16,766 Filipino Americans in Jersey City, according to the 2016 American Community Survey, representing a 3,4% increase from 16,213 Filipino Americans enumerated in the 2010 United States Census.
Behind English and Spanish, Tagalog is the third-most-common language spoken in Jersey City.
Jersey City, highly accessible to Lower Manhattan in New York City and its Chinatown by rapid transit, was home to an estimated 9,379 Chinese Americans, according to the 2017 American Community Survey, representing a notably rapid growth of 66.2% from the 5,643 Chinese Americans enumerated in the 2010 United States Census. Chinese nationals have also been obtaining EB-5 immigrant visas by investing US$500,000 apiece in new Downtown Jersey City residential skyscrapers.
New Jersey’s largest Vietnamese American population resides in Jersey City. There were an estimated 1,485 Vietnamese Americans in Jersey City, according to the 2016 American Community Survey, representing a7.6% decline from 1,607 Vietnamese Americans enumerated in the 2010 United States Census.
There were an estimated 56,101 non-Hispanic whites in Jersey City, according to the 2016 American Community Survey, representing a 5.4% increase from 53,236 non-Hispanic whites enumerated in the 2010 United States Census. Many non-Hispanic whites have settled in the newer developments in the Newport and Exchange Place neighborhoods along the Jersey City waterfront.
Ever since the settling of New Netherland in the 1600s, comprising what is now the Gateway Region of northeastern New Jersey as well as portions of Downstate New York in the New York City metropolitan area, the Dutch and British, along with German and Irish Americans, have established an integral role in the subsequent long-term development of Jersey City over the centuries.
There were an estimated 63,788 African Americans in Jersey City, or 24.0% of the city’s population, according to the 2017 American Community Survey, representing a slight decrease from 64,002 African Americans enumerated in the 2010 United States Census. This is in contrast with Hudson County overall, where there were an estimated 85,172 African Americans, according to the 2016 American Community Survey, representing a 1.5% increase from 83,925 African Americans enumerated in the county in the 2010 United States Census. However, modest growth in the African immigrant population, most notably the growing Nigerian American and Kenyan American populations in Jersey City, is partially offsetting the decline in the city’s American-born black population, which as a whole has been experiencing an exodus from northern New Jersey to the Southern United States.
Arab Americans numbered an estimated 18,628 individuals in Hudson County as per the 2010-2014 American Community Survey, representing 2.8% of the county’s total population. the second- highest percentage in New Jersey after Passaic County. Arab Americans are most concentrated in Jersey City, led by Egyptian Americans, including the largest population of Coptic Christians in the United States. There is a notable Moroccan American population in Jersey City.
Muslims constitute 4.2% of religious adherents in Jersey City. The growing Muslim American population in Jersey City and Hudson County. Pakistani Americans, Bangladeshi Americans, and Arab Americans compose a significant proportion of Jersey City’s Muslim population.
There were 2,726 same-sex couples in Hudson County in 2010, with Jersey City being the hub, prior to the commencement of same-sex marriages in New Jersey on October 21, 2013.
Based upon a 2011 survey of census data on the number of artists as a percentages of the population, The Atlantic magazine called Jersey City the 10th-most-artistic city in the United States.
Zip Code Map
07097, 07302-07308, 07310-07311
For more information, see Jersey City New Jersey wiki