Looking For A Car Loan In Cumberland County NJ During June 2020?
Getting the best deal on an auto loan in Cumberland County NJ can save you a significant amount of money over the life of your loan. That’s why you need a partner who knows how to get you approved for the vehicle that you want at the lowest interest rate possible and without hassle.
The AllCreditCarLoans network of lending partners provides quick and easy auto loan decisions for all credit situations. Our lender partners are making more loans, approving buyers with lower credit scores, offering lower monthly payments and making larger loans than ever before. There has never been a better time to get an auto loan than right now.
By working with AllCreditCarLoans, you can get preapproved for an auto loan before going to the dealership, so that you can negotiate as a cash buyer and get the best deal possible.
So, no matter what your credit situation, if you are looking for a quick, no-hassle car loan at the best rate, just click the button below to get the process started. Our one-page application form only takes a few minutes to complete.
We Can Get You Financed Despite Any Special Circumstances
You need a new car and we are here to help you get it!
Your chances of obtaining vehicle financing are very good. Via our network of dealer and lender partners, we have many options available to get you financed. Difficult circumstances are our specialty and we have seen nearly every situation possible.
We have helped…
Car buyers get their first car
Car buyers with a past repossession
Car buyers with a past bankruptcy
Car buyers who are paid in cash
Car buyers who are self-employed
Car buyers who receive social security benefits
Car buyers who are on disability
Car buyers who are retired
Car buyers with no money to put down
Car buyers with a trade-in vehicle
Apply today and let us start helping you get that new car that you need!
Watch Our Video On Getting A Car Loan In Cumberland County NJ
AllCreditCarLoans Follows A Simple 1-2-3 Car Loan Application Process
No need to wait for hours at your nearest dealership or submit tons of paperwork. No need to worry about your credit history. With AllCreditCarLoans, everything is as easy as 1-2-3.
- 1 - COMPLETE OUR ONLINE APPLICATION - This process only takes a few minutes to complete. Our one-page application is safe and secure, so you don’t have to worry about the safety of your information. Everything is done online. There are no fees or hidden charges. Applying is totally FREE.
- 2 - RECEIVE YOUR LOAN APPROVAL - Getting your credit approval is fast and easy. AllCreditCarLoans has an extensive lending network, so the loan approval process is fast and efficient. You don’t have to wait for days, weeks or months. Many applicants receive loan approval on the same day they apply.
- 3 - PURCHASE YOUR VEHICLE - With our easy as 1-2-3 process, you can purchase your vehicle on the same day your loan is approved. You just visit your favorite auto dealership and negotiate like a cash buyer.
Your Car Financing Options
Your credit history and where you are buying your auto from will determine the kind of auto deal you can get.
Whether you are buying a new or used auto from a dealer; you need a program designed to help you get a vehicle loan despite some credit challenges; or you are looking to refinance your existing loan - we can help.
We provide a variety of auto loan options to suit your needs and credit situation:
- Cumberland County NJ New Car Loans
- Cumberland County NJ Used Car Loans
- Cumberland County NJ Auto Refinance Loans
- Cumberland County NJ Good and Fair Credit Car Loans
- Cumberland County NJ Bad, Poor and Horrible Credit Auto Loans
Our loan programs are tailored to your exact needs and budget and are designed to meet or exceed the features of national auto finance companies like Capital One Auto Navigator, Carmax Finance, USAA Car Loans, Chase Auto, Wells Fargo Car Loans, Bank of America Auto Loans, Navy Federal Auto Loans, AAA Auto Loans, Key Bank Auto Loans, PNC BankAuto Loans, Bankrate Auto Loans, US Bank Auto Loans, TD Bank Auto Loans and State Farm Bank Auto Loans.
We also specialize in sub-prime auto loans including financing an auto after bankruptcy and helping borrowers to obtain a loan after an auto repossession.
If you are looking for an auto title loan or the best place to refinance your vehicle, we have programs that can help you as well.
We've provided auto loans for first-time buyers, auto financing for college students and we are proud to have arranged military and veteran auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN.
AllCreditCarLoans works with the best buy here pay here car lots, bad credit car dealers, second chance car dealers and other lenders to provide the best interest rates.
You are never alone in this process. Our lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new vehicle. Click the button below to let us get started helping you today!
Car Finance Calculator For Cumberland County NJ
Use the AllCreditCarLoans monthly car payment calculator to help determine how much you can afford to spend when financing or refinancing a car. You can run multiple scenarios varying the "down payment" and "number of months" in order to get the monthly payments where you would like them to be.
We recommend that you target your total car expenses to be no more than 20% of your take-home pay.
What To Know Before You Apply For Vehicle Financing
Credit scores give lenders an idea of how you manage your finances. These scores are essential in helping you plan your finances well. Likewise, credit scores can be testaments of how well you make decisions, as well as how healthy your spending habits are. Credit scores can help determine whether you pay your bills on time, if you use your credit cards wisely, and how well you manage your loans.
The higher your credit score, the lower the interest rate you will likely be asked to pay.
Therefore, if you have multiple loans that are unpaid; if your credit cards have been maxed out and several of your bills remain unpaid, you earn a low credit score. While it does not define the kind of person that you are, your score can indicate an unhealthy financial habit, which can make you appear "too risky" and turn away lenders.
A lot of lenders do not offer car loans to applicants who have a low credit score because they do not want to encounter problems when collecting payments. Some lenders accept borrowers with low scores, but they often charge higher interest rates for the loans they make. This is because they want to lessen the risks that your low credit score represents.
But we are different. We work with leading lenders and dealers to help you find the best auto loan terms for your credit situation. Fill out our quick and easy one-page application to let us get you preapproved today.
While it is possible to find a lender who will finance a car for up to 84 months, we don't recommend stretching out payments any longer than you need. It’s best to pay off a car loan as quickly as you can since cars depreciate rapidly. The longer the loan term, the more probable that at some point you will end up owing more on the loan than the vehicle is worth. Being underwater or upside-down on a loan is a risky financial situation. The best interest rates are available for shorter loan terms. We recommend keeping your loan term to 3 years for used vehicles and up to 5 years for new autos.
Soft vs. Hard Credit Pull
Your auto lender may do a "soft" credit pull in order to pre-qualify you for a car loan. A "soft" credit pull doesn’t subtract from your credit score the same way a "hard" pull does, but it also doesn’t guarantee you’ll be approved for a loan or that you'll get the exact rate you’ve been quoted. A "hard" credit pull will be required before the loan terms are finalized.
If you are applying with multiple lenders in order to shop the best interest rates, it makes sense to complete all your loan applications within a short time-frame. The credit reporting agencies tend to count multiple hard inquiries made within a short period as only one inquiry.
It's a good idea to know your credit score before you apply for your loan. If you are unsure what your credit score is, you can always use this service to find your credit score.
If your credit score could use improvement, you can work with a credit repair vendor to improve your credit score.
Car Loan Restrictions
Some lenders only work within a specific network of dealerships. This could limit your choice of vehicles to a handful of makes, models and vehicle types.
Some lenders will only work with car dealers so you won't be able to use them to buy a car from a private seller.
The interest rate you’ll receive depends upon your credit history, your income, the length of the loan and the vehicle you choose.
Steps To Get A Car Loan
Shopping for a vehicle has never been easier. Our vast network of lending partners and streamlined process makes getting a loan quick and easy.
1 - Budget For Your Car Purchase
The first step in obtaining financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your autos market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down-payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment. You can vary the interest rate and loan term to see how that affects the potential monthly payment.
2 - Choose Whether You Want A New Or Used Auto
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, follow our new car recommendations.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. For the best results, follow our used car recommendations.
3 - Apply For Your Car Loan
Click the button below and fill out our quick and easy application form to get started right away!
New Bad Credit Auto Loans
Auto loans for new car buyers with bad credit are not a very common type of vehicle financing. Beyond the traditional option of getting approved through a dealership that works with bad credit buyers, many consumers have found that they can save money and gain negotiating leverage by arranging their car financing in advance.
Most new vehicle dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower-priced new autos with attractive financing incentives to make buying easier for people with lower credit scores.
Let us help you get preapproved for that new bad credit car loan and you will become a cash buyer. This saves you time at the dealership and gives you the power to negotiate your best deal on any vehicle you choose. Apply for a new auto loan in Cumberland County NJ and see how much we can save you.
Used Car Loans
A used auto loan is our most commonly requested loan. By letting us help pre-arrange your funding source, you know that you'll have the power to negotiate the best deal. Apply for a used car loan and see what type of rate & term you can get from our participating lenders.
Buying a used car will typically provide the best value. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. We can help you with an auto loan to buy from a private seller.
If you choose to purchase a used vehicle, you can click here to view the inventory of used car dealerships near you in Cumberland County NJ.
Shopping For The Best Car Loan Rates In Cumberland County NJ?
Whether you are looking for the best auto loan interest rate for a new or used vehicle, or you want to refinance an auto loan, we can help.
With a lower interest rate, you'll save money and pay off your auto loan faster. The single most important thing you can do to save money on a car loan is to shop for the best loan rate before you set foot in a dealership. By knowing what kind of rate you qualify for before you try to buy a vehicle, you accomplish three things:
- You can focus your negotiations with the dealer on the vehicle price rather than on financing terms
- You'll know what range of car payments you can qualify for
- You won't end up getting a higher cost loan than you want
Use our auto loan calculator to determine what range of payments you can expect. You can enter your balance, term, and interest rate to calculate what the payment will be. You can compare different scenarios to see how much more you can save by increasing your down payment.
Average Auto Payment Interest Rates You Can Expect
|Credit Score Range||Average APR for a New Car||Average APR for a Used Car|
|781 - 850||3.68%||4.34%|
|661 - 780||4.56%||5.97%|
|601 - 660||7.52%||10.34%|
|501 - 600||11.89%||16.14%|
|300 - 500||14.41%||19.98%|
Why Getting Preapproved For A Car Loan Is Important
Having a preapproved auto loan streamlines the buying process because you become a cash buyer and you can bypass the usual salesman's tactic of negotiating based on monthly payment. The problem with negotiating based on the monthly payment amount is that you can easily lose sight of the total cost and end up paying more in the long run.
While you are at one of your local dealerships, the finance manager may try to beat the interest rate of your preapproved loan. Before accepting the dealer's replacement loan, make sure that the interest rate is lower, all of the other terms are comparable, and the final total price is less. It's good to be cautious because there is always a risk that the finance manager could juggle the numbers in the dealership's favor and you could end up spending more money than you would with your preapproved car loan.
As you negotiate your best deal, be sure to leave enough money to cover the sales tax and any additional fees. This way your total "out the door" cost does not exceed the maximum amount of your preapproved auto loan.
How Does Getting Preapproved For A Vehicle Loan Work?
Dealers usually offer vehicle financing through their preferred lenders, typically at a higher interest rate than available elsewhere. Getting preapproved directly with one of our lender partners helps you to negotiate the best interest rate before you even get to the car dealership so that you can save money in the long run.
When you start your auto buying process at a dealer, the salesmen will focus on the monthly payment, which makes it easy to forget about the actual price of the vehicle. But when you show up with a preapproved loan, negotiations can be based on the price instead.
How To Get Pre-Qualified For An Vehicle Loan
When you’re applying with AllCreditCarLoans, the application process is simple and quick. You should have the following information on-hand:
- Proof of income
- Driver’s license and Social Security number
- Employment verification
This information helps our lending partners to get a clear picture of your financial status, making it easier to secure the best auto loan rates for your credit situation.
About Cumberland County NJ
Cumberland County is a county located in the U.S. state of New Jersey. As of the 2017 Census estimate, the county’s population was 150,972, making it the state’s 16th-largest county, representing a 2.8% decrease from the 156,898 enumerated at the 2010 United States Census, in turn increasing by 10,460 (+7.1%) from the 146,438 counted in the 2000 Census, retaining its position as the state’s 16th-most populous county. Its county seat is Bridgeton. Cumberland County is named for Prince William, Duke of Cumberland. The county was formally created from portions of Salem County as of January 19, 1748.
According to the 2010 Census, the county had a total area of 677.62 square miles (1,755.0 km), including 483.70 square miles (1,252.8 km) of land (71.4%) and 193.92 square miles (502.3 km) of water (28.6%).
Cumberland is a low-lying, generally featureless coastal county, with many salt marshes near the Delaware Bay. The highest elevation is at one of 12 areas in Upper Deerfield Township that stand approximately 140 feet (43 m) above sea level; the lowest elevation is sea level.
As of the 2010 United States Census, there were 156,898 people, 51,931 households, and 36,559.424 families residing in the county. The population density was 324.4 per square mile (125.3/km). There were 55,834 housing units at an average density of 115.4 per square mile (44.6/km). The racial makeup of the county was 62.74% (98,430) White, 20.23% (31,741) Black or African American, 1.11% (1,746) Native American, 1.22% (1,907) Asian, 0.04% (59) Pacific Islander, 11.15% (17,492) from other races, and 3.52% (5,523) from two or more races. Hispanic or Latino of any race were 27.06% (42,457) of the population.
There were 51,931 households out of which 31.4% had children under the age of 18 living with them, 45.2% were married couples living together, 18.6% had a female householder with no husband present, and 29.6% were non-families. 24% of all households were made up of individuals, and 10.8% had someone living alone who was 65 years of age or older. The average household size was 2.79 and the average family size was 3.26.
In the county, the population was spread out with 24% under the age of 18, 9.5% from 18 to 24, 28.5% from 25 to 44, 25.3% from 45 to 64, and 12.6% who were 65 years of age or older. The median age was 36.5 years. For every 100 females there were 106.2 males. For every 100 females ages 18 and older there were 106.9 males.
As of the 2000 United States Census there were 146,438 people, 49,143 households, and 35,186 families residing in the county. The population density was 299 people per square mile (116/km²). There were 52,863 housing units at an average density of 108 per square mile (42/km²). The racial makeup of the county was 65.88% White, 20.20% Black or African American, 0.97% Native American, 0.95% Asian, 0.06% Pacific Islander, 9.08% from other races, and 2.85% from two or more races. 19.00% of the population were Hispanic or Latino of any race. Among those residents listing their ancestry, 15.6% of residents were of Italian, 12.1% German, 10.7% Irish and 8.4% English ancestry.
There were 49,143 households out of which 34.10% had children under the age of 18 living with them, 48.70% were married couples living together, 17.30% had a female householder with no husband present, and 28.40% were non-families. 23.60% of all households were made up of individuals and 11.10% had someone living alone who was 65 years of age or older. The average household size was 2.73 and the average family size was 3.19.
In the county, the population was spread out with 25.40% under the age of 18, 8.50% from 18 to 24, 31.20% from 25 to 44, 21.90% from 45 to 64, and 13.00% who were 65 years of age or older. The median age was 36 years. For every 100 females there were 104.20 males. For every 100 females age 18 and over, there were 103.50 males.
The median income for a household in the county was $39,150, and the median income for a family was $45,403. Males had a median income of $35,387 versus $25,393 for females. The per capita income for the county was $17,376. About 11.3% of families and 15.0% of the population were below the poverty line, including 20.1% of those under age 18 and 12.9% of those age 65 or over.
Cumberland County New Jersey neighborhoods include: Absecon, Allendale, Allenhurst, Allentown, Alpha, Alpine, Andover, Annandale, Asbury, Asbury Park, Atco, Atlantic City, Atlantic Highlands, Audubon, Augusta, Avalon, Avenel, Avon By The Sea, Barnegat, Barrington, Basking Ridge, Bay Head, Bayonne, Bayville, Beach Haven, Beachwood, Bedminster, Belford, Belle Mead, Belleville, Bellmawr, Belmar, Belvidere, Bergenfield, Berkeley Heights, Berlin, Bernardsville, Beverly, Blackwood, Blairstown, Bloomfield, Bloomingdale, Bloomsbury, Bogota, Boonton, Boonton Township, Bordentown, Bound Brook, Bradley Beach, Branchburg, Branchville, Brick, Bridgeport, Bridgeton, Bridgewater, Brielle, Brigantine, Brooklawn, Browns Mills, Budd Lake, Buena, Burlington, Butler, Byram Township, Caldwell, Califon, Camden, Cape May, Cape May Court House, Carlstadt, Carneys Point, Carteret, Cedar Grove, Cedar Knolls, Cedarville, Chatham, Chatham Twp, Chatsworth, Cherry Hill, Chesilhurst, Chester, Chesterfield, Cinnaminson, Clark, Clarksboro, Clarksburg, Clayton, Clementon, Cliffside Park, Cliffwood, Clifton, Clinton, Closter, Collingswood, Colonia, Colts Neck, Columbia, Columbus, Cookstown, Corbin City, Cranbury, Cranford, Cream Ridge, Cresskill, Crosswicks, Dayton, Deal, Delanco, Del Haven, Delmont, Delran, Demarest, Denville, Deptford, Dorothy, Dover, Dumont, Dunellen, East Brunswick, East Hanover, East Newark, East Orange, East Rutherford, East Windsor, Eatontown, Edgewater, Edgewater Park, Edison, Egg Harbor City, Egg Harbor Township, Elizabeth, Elizabethport, Elmer, Elmwood Park, Emerson, Englewood, Englewood Cliffs, Englishtown, Essex Fells, Estell Manor, Evesham, Ewing, Fairfield, Fair Haven, Fair Lawn, Fairview, Fanwood, Far Hills, Farmingdale, Fieldsboro, Flanders, Flemington, Florence, Florham Park, Fords, Forked River, Fort Dix, Fort Lee, Fort Monmouth, Franklin, Franklin Lakes, Franklin Park, Franklinville, Fredon Township, Freehold, Frenchtown, Galloway, Garfield, Garwood, Gibbsboro, Gibbstown, Gillette, Gladstone, Glassboro, Glendora, Glen Gardner, Glen Ridge, Glen Rock, Glenwood, Gloucester City, Great Meadows, Green Brook, Green Township, Green Village, Greenwich, Grenloch, Greystone Park, Guttenberg, Hackensack, Hackettstown, Haddonfield, Haddon Heights, Haddon Township, Hainesport, Haledon, Hamburg, Hamilton, Hamilton Square, Hammonton, Hampton, Hardwick, Harrington Park, Harrison, Harvey Cedars, Hasbrouck Heights, Haskell, Haworth, Hawthorne, Hazlet, Heislerville, Helmetta, Hewitt, High Bridge, Highland Lakes, Highlands, Hightstown, Hillsborough, Hillsdale, Hillside, Hi Nella, Hoboken, Ho Ho Kus, Holmdel, Hopatcong, Hopelawn, Hopewell, Howell, Interlaken, Irvington, Iselin, Island Heights, Jackson, Jamesburg, Jersey City, Jobstown, Keansburg, Kearny, Keasbey, Kendall Park, Kenilworth, Kenvil, Keyport, Kingston, Kinnelon, Lafayette, Lake Hiawatha, Lake Hopatcong, Lakehurst, Lakewood, Lambertville, Landing, Landisville, Lanoka Harbor, Laurel Springs, Lavallette, Lawnside, Lawrence Township, Lawrenceville, Layton, Lebanon, Ledgewood, Leesburg, Leonardo, Leonia, Lincoln Park, Lincroft, Linden, Lindenwold, Linwood, Little Egg Harbor Twp, Little Falls, Little Ferry, Little Silver, Livingston, Lodi, Long Beach Township, Long Branch, Longport, Long Valley, Lumberton, Lyndhurst, Madison, Magnolia, Mahwah, Malaga, Manahawkin, Manalapan, Manasquan, Manchester, Manchester Township, Mantoloking, Mantua, Manville, Maple Shade, Maplewood, Margate City, Marlboro, Marlton, Marmora, Martinsville, Matawan, Mays Landing, Maywood, Medford, Medford Lakes, Mendham, Merchantville, Metuchen, Mickleton, Middlesex, Middletown, Midland Park, Milford, Millburn, Millington, Millstone Township, Milltown, Millville, Milmay, Mine Hill, Minotola, Monmouth Beach, Monmouth Junction, Monroe Township, Monroeville, Montague, Montclair, Montvale, Montville, Moonachie, Moorestown, Morganville, Morris Plains, Morristown, Mountain Lakes, Mountainside, Mount Arlington, Mount Ephraim, Mount Holly, Mount Laurel, Mount Royal, Mullica Hill, National Park, Neptune, Neptune City, Neshanic Station, Netcong, Newark, New Brunswick, New Egypt, Newfield, Newfoundland, New Milford, Newport, New Providence, Newton, Newtonville, New Vernon, North Arlington, North Bergen, North Brunswick, North Caldwell, North Cape May, Northfield, North Haledon, North Middletown, North Plainfield, Northvale, North Wildwood, Norwood, Nutley, Oakhurst, Oakland, Oaklyn, Oak Ridge, Ocean, Ocean City, Ocean Gate, Ocean Grove, Oceanport, Ocean View, Ogdensburg, Old Bridge, Old Tappan, Oradell, Orange, Oxford, Palisades Park, Palmyra, Paramus, Park Ridge, Parsippany, Passaic, Paterson, Paulsboro, Pedricktown, Pemberton, Pennington, Pennsauken, Penns Grove, Pennsville, Pequannock, Perrineville, Perth Amboy, Phillipsburg, Pilesgrove, Pine Beach, Pine Brook, Pine Hill, Piscataway, Pitman, Pittsgrove, Pittstown, Plainfield, Plainsboro, Pleasantville, Point Pleasant Beach, Point Pleasant Boro, Pompton Lakes, Pompton Plains, Port Monmouth, Port Murray, Port Norris, Port Reading, Port Republic, Princeton, Princeton Junction, Prospect Park, Rahway, Ramsey, Randolph, Raritan, Red Bank, Richland, Ridgefield, Ridgefield Park, Ridgewood, Ringoes, Ringwood, Rio Grande, Riverdale, River Edge, Riverside, Riverton, Rivervale, Robbinsville, Rochelle Park, Rockaway, Rockleigh, Rocky Hill, Roebling, Roosevelt, Roseland, Roselle, Roselle Park, Rosemont, Rumson, Runnemede, Rutherford, Saddle Brook, Saddle River, Salem, Sandyston, Scotch Plains, Sea Bright, Sea Girt, Sea Isle City, Seaside Heights, Seaside Park, Secaucus, Sewaren, Sewell, Shamong, Shiloh, Ship Bottom, Short Hills, Shrewsbury, Sicklerville, Skillman, Somerdale, Somerset, Somers Point, Somerville, Southampton, South Bound Brook, South Hackensack, South Harrison Township, South Orange, South Plainfield, South River, Sparta, Spotswood, Springfield, Spring Lake, Stanhope, Stewartsville, Stirling, Stockholm, Stockton, Stone Harbor, Stratford, Strathmere, Succasunna, Summit, Surf City, Sussex, Swedesboro, Tabernacle, Teaneck, Tenafly, Teterboro, Tewksbury Township, Thorofare, Three Bridges, Tinton Falls, Titusville, Toms River, Totowa, Towaco, Township Of Washington, Trenton, Tuckerton, Turnersville, Union, Union Beach, Union City, Upper Saddle River, Vauxhall, Ventnor City, Vernon, Verona, Villas, Vincentown, Vineland, Voorhees, Waldwick, Wall, Wallington, Wall Township, Wanaque, Wantage, Waretown, Warren, Washington, Watchung, Waterford Works, Wayne, Weehawken, Wenonah, Westampton, West Berlin, West Caldwell, West Cape May, West Collingswood, West Collingswood Heights, West Creek, West Deptford, Westfield, West Long Branch, West Milford, West New York, West Orange, Westville, West Wildwood, West Windsor, Westwood, Wharton, Whippany, Whitehouse Station, Whiting, Wildwood, Williamstown, Willingboro, Winfield Park, Woodbine, Woodbridge, Woodbury, Woodbury Heights, Woodcliff Lake, Woodland Park, Wood Ridge, Woodstown, Wrightstown, Wyckoff
For more information, see Cumberland County New Jersey wiki